Mike Kerins Published on Seeking Alpha: Gold Is A Terrible Inflation Hedge

Summary Gold has not been a great inflation hedge in the last 35 years. Cash (3-month Treasury Bill) has been a better inflation hedge. Gold […]

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New York’s 529 College Savings Program: A Better Option for New Jersey Residents

A 529 College Savings Plan allows parents, grandparents or anyone else, to save for a child’s college education. Earnings from a 529 Plan are generally […]

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WHY CORE PASSIVE & SATELLITE ACTIVE INVESTING MAKES SENSE

Individuals and institutions can benefit from using the core passive & satellite active investment approach. Since the U.S. equity market is a very efficient market […]

In 2015 Offer a 401(k) Plan Instead of a 2% Pay Raise (or in addition to)

The average private sector annual wage increase has been holding steady between 1.9% and 2.5%. Instead of a pay raise (or in addition to one), […]

Mike Kerins Published on Seeking Alpha: Understand Your Smart Beta

Smart beta strategies are not always smart and are not just beta. Smart beta ETFs can be used to take active positions relative to a […]

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ROULETTE HAS A HIGHER PROBABILITY OF SUCCESS THAN ACTIVE U.S. EQUITY FUNDS

As the title suggests, the probability that an Active U.S. Equity Fund outperforms the index, over a 10 year period, is lower than playing roulette. We even compared it to American […]

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THREE REASONS EVERY SMALL BUSINESS SHOULD HAVE A 401(k) PLAN

Small to medium sized business owners should consider establishing a 401(k) plan. The business owner, and potentially their spouse, can defer taxes on $53,000 each. The […]

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OVER $20 BILLION IN FEES ARE WASTED ON U.S. EQUITY ACTIVE MANAGEMENT EVERY YEAR

Individuals and even large institutions pay too much for their U.S. stock market exposure. The U.S. stock market is one of the most efficient markets in the world. It generally doesn’t […]

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THREE REASONS MARKETS ARE DOWN THIS WEEK & WHAT TO DO

THE CAUSE OF THE PULLBACK THIS WEEK: China → short-term worry Greece → noise The Federal Reserve → short-term worry The Chinese equity market indices are down 13% to 15% […]